Active travelers often enjoy extreme sports, and winter sports are no exception. Skiing, snowboarding, sledding, snowmobiling, figure skating, ice hockey.. All exciting hobbies and worth trying! Unfortunately they can be quite dangerous as well, so before you go, take a look at your travel insurance policy. Most regular holiday insurances do not give protection against anything which is considered an extreme sport and therefore there are special insurances for different hobbies (like golf holiday insurance). No matter how good you are in a specific sport, you still need to make sure you have a winter sports travel insurance just in case something goes wrong. Let’s be safe out there!
Alpine skiing and snowboarding are probably the most popular winter sports among travelers, so we are going to talk about skiing more here, but these regulations apply on other sports as well.
An example of what can be covered with a travel insurance for winter sports:
- Skiing accidents, as long as you stay within the ski resort boundaries and are not taking unnecessary risks. You can do both on-piste and off-piste skiing and snowboarding given that your skill level is good enough and you don’t go to restricted areas. Some insurance policies demand you to have a guide if you do off-piste skiing.
- Emergency medical treatment. Accidents or injuries can lead to high medical costs, so you better have this one taken care of.
- Transport costs: air evacuation or road ambulance transport. You can probably imagine how expensive it is to call a helicopter to get you from a mountain. You do not want to pay those costs yourself.
- Accidental damage, loss or theft of your ski equipment (own or hired). Especially important if you are taking a holiday flight and have to check in your skiing equipment.
- Loss of a ski lift pass.
- Reimbursement of lift passes, hired skiing gear and ski school fees in case you fall ill or hurt yourself.
- Transport costs to an alternative skiing site if your resort is closed due to an avalanche or lack of snow.
Remember that no matter what kind of a holiday insurance you have, you will most likely not be covered if you take unnecessary risks, go to any forbidden or restricted areas to ski or are intoxicated.
Most travelers are trying to save money whenever they can when planning their holiday travel, but it is not a good idea to save when it comes to your insurance coverage. When you look for a winter sports travel insurance, don’t automatically go for the cheapest deal out there, but make sure your insurance policy has a good enough coverage for your needs.
We recommend a travel insurance from World Nomads. The coverage is good, the prices are reasonable and you can do everything online. If you forgot to take a travel insurance before your trip, you can do it any time while on the road! World Nomads is the best insurance choice for your Holidays.
7 things you should know about World Nomads travel insurance
- Trusted reliable underwritersWorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
- Value for money with the cover you needWorldNomads.com provides cover for what’s important for travellers from over 150 countries. By focussing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
- Flexibility when you need it mostHad a change of plans? You can extend your policy indefinitely or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.
- Cover for a range of adventure activitiesFrom skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
- World Nomads keeps you travelling safelyAll WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
- More than just great value travel insuranceAll WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
- Commitment to exceptional customer serviceWe want to make sure you get the most from WorldNomads.com. You can find out more about what is covered and the 5 key parts of a World Nomads’ travel insurance policy. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
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